Sign Up for Our Newsletter:
Email: (required)

Are You a Member? (required)

Product

First Name(required)

Last Name(required)



Business

Account Rates

Why go anywhere else when you can find the best products, great rates, and awesome personal service right here!

Are you a member yet?

 

Specially created products just for you!

Rates current as of 11-01-18 Certificates | Savings Accounts | Checking | Money Market | Savings Rates | IRA |

Certificates of Deposit

TermEligible for IRA or SEPMinimum BalanceRateAnnual Percentage Yield (APY1)
3-Month CertificateNo$5000.150.15
6-Month CertificateNo$5000.250.25
9-Month CertificateNo$5000.300.30
12-Month CertificateYes$5000.540.54
12-Month Certificate - VariableYes$5000.540.54
15-Month CertificateYes$5000.590.59
18-Month CertificateYes$5000.590.59
24-Month CertificateYes$5000.740.74
30 - Month Certificate Promo 5Yes$2,5002.252.27
36-Month CertificateYes$5000.750.75
37-Month Bump Up Certificate2Yes$2,5001.641.65
48-Month CertificateYes$5000.900.90
51-Month Bump Up Certificate3Yes$2,5001.391.40
60-Month CertificateYes$5001.051.05
65-Month Certificate4Yes$25002.132.15
1Annual Percentage Yield assumes that interest and principal will remain on deposit until maturity. Penalties for early withdrawal may apply. Fees may reduce earnings.
2Minimum deposit amount is $2,500. The initial term of the certificate is 37 months. At the end of the initial term, the certificate will automatically rollover to a 36 month term at the dividend and Annual Percentage Yield offered at that time for a 36 month certificate. You may choose to increase or "Bump" the Interest Rate and Annual Percentage Yield on a 37 month bump up certificate of deposit. The "Bump" option can only be exercised once during the term of the certificate. The increased or bumped Interest Rate will become effective within three business days after we receive your notice. The new Interest Rate will not be applied retroactively and will not extend the original maturity date of the bump up certificate of deposit. When you exercise your Interest Rate Bump option, the Bump Rate and Annual Percentage Yield will be the prevailing rate offered on a 36 month term CD. Your account will automatically renew for another term upon maturity. Annual Percentage Yield assumes that interest and principal will remain on deposit until maturity. Fees may reduce earnings. Limited Time Offer.
3Minimum deposit amount is $2,500. The initial term of the certificate is 51 months. At the end of the initial term, the certificate will automatically rollover to a 48 month term at the dividend and Annual Percentage Yield offered at that time for a 48 month certificate. You may choose to increase or "Bump" the Interest Rate and Annual Percentage Yield on a 51 month bump up certificate of deposit. The "Bump" option can only be exercised once during the term of the certificate. The increased or bumped Interest Rate will become effective within three business days after we receive your notice. The new Interest Rate will not be applied retroactively and will not extend the original maturity date of the bump up certificate of deposit. When you exercise your Interest Rate Bump option, the Bump Rate and Annual Percentage Yield will be the prevailing rate offered on a 48 month term CD. Your account will automatically renew for another term upon maturity. Annual Percentage Yield assumes that interest and principal will remain on deposit until maturity. Fees may reduce earnings. Limited Time Offer.
5Minimum deposit amount is $2,500. The 30 month term Promo certificate will automatically rollover to a 24 month term at the dividend rate and annual percentage yield offered at that time for a 24 month certificate. Penalties for early withdrawal may apply. Annual Percentage Yield assumes that interest and principal will remain on deposit until maturity. Fees may reduce earnings. Limited Time Offer.

Business Advantage Checking1

 Minimum BalanceRateAnnual Percentage Yield (APY)
Business Checking$20 to open0.000.00
1Relationship levels are assigned for the following month based on the average daily balance of the aggregate amount of savings and/or checking balances for the current month excluding money market, share certificate, IRA and HSA balances.

Money Market1

 Account BalanceRate    Annual Percentage Yield (APY)
Business Advantage Money Market$2,500 to $9,999.990.050.05
$10,000 to $24,999.990.050.05
$25,000 to $49,999.99 0.100.10
$50,000 to $99,999.990.400.40
Greater than $100,0000.450.45
1Balances below $2,500 in Money Market accounts do not earn dividends.
2To qualify to open an Optimizer Investor Money Market, you must have $50,000 in investments with Power Investment Services.

 

Business Savings

Account BalanceRateAnnual Percentage Yield (APY)
$0 to $99.990.000.00
$100 to $9,999.99 0.050.05
$10,000 to $49,999.990.150.15
$50,000 to $99,999.990.200.20
Greater than $100,0000.250.25
1Relationship levels are assigned for the following month based on the average daily balance of the aggregate amount of savings and/or checking balances for the current month excluding money market, share certificate, IRA and HSA balances.

IRA Savings (Traditional, Roth, Educational & SEP)

Account BalanceRateAnnual Percentage Yield (APY)
$0 to $99.990.000.00
$100 to $9,999.990.150.15
$10,000 to $49,999.99 0.20 0.20
$50,000 to $99,999.99 0.350.35
$100,000 and greater 0.350.35
1Relationship levels are assigned for the following month based on the average daily balance of the aggregate amount of savings and/or checking balance for the current month excluding money market, share certificate, IRA and HSA balances.

Online Bill Pay

Special Offer Image 225x139_0017_Morris_WEB_power2697

Online Bill Pay 

Save time & money – an easy way to track and pay bills.

Business Advantage Checking

Special Offer Image 225x139_0001_Vassell_WEB_power5072

Business Advantage Checking 

Save your business money each month. Learn how.