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Personal Checking

Your checking account is the heartbeat of all your financial activity. Power Financial Credit Union offers a variety to meet your every need.

Spend less time banking and more time living!

Regular Checking

Our starting checking account gives you great ways to manage your finances and plenty of benefits.

  • Low minimum opening deposit
  • Overdraft protection.

Learn More!

Cha-Ching Teen Checking

Help your teens develop responsible financial habits that will last a lifetime with Cha-Ching Teen Checking.

  • FREE Cha-Ching Teen Club
  • FREE Online Banking

Learn More!

Relationship Power Program

We’re all about families. In fact, we’re committed to helping you because that’s what family does. This program offers a great way to maximize your relationship with us!

Learn More!

Business Advantage Checking

Let us help your small business grow! We’re set up to help businesses like yours succeed.

  • Low minimum opening deposit
  • Overdraft protection

Learn More!

Cash Back Checking

Welcome to the next generation of checking! This feature rich program is a great way to earn a high dividend rate.

  • 1.01% APY*
  • ATM surcharge fee refunds**

Learn More!

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Direct Debit

Authorize specific amount to be paid electronically.

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Courtesy Pay

Relax, your checking account is covered!

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Apply for a Loan Today (Auto, Mortgage or Home Equity)

We have loans to meet your every financial need.

*APY= Annual Percentage Yield. Rates are current as of 02/07/2020 and subject to change. $20 minimum opening balance. If requirements are met during program cycle: Annual Percentage Yield (APY) of 1.01% is paid on balances up to $15,000; 0.15% APY on any balance above $15,000. If requirements are not met, the APY is 0.01%.

**If requirements are met in program cycle, ATM surcharge fees of up to $2 per transaction with a maximum of $20 per program cycle will be refunded. Requirements for earning dividend and ATM surcharge fee refunds include: You must be enrolled in eStatements, conduct 12 or more Power Financial Credit Union VISA debit card transactions (ATM transactions excluded), and 3 SecureLink Bill Pay transactions must post to your account per program cycle. There is a $4.95 fee if SecureLink Bill Pay is not used to pay at least one bill in a program cycle. Fees may reduce earnings.

Cash Back Checking is limited to one per member. Business/Association accounts are not eligible. Rates and terms subject to change without notice. Other conditions may apply.