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Fixed-Rate Mortgage

Plan to own your home for a very long time? Our fixed-rate mortgage loans offer the stability for the life of your loan. Inquire today.

Perfect loan for budget planning!

Fixed-rate mortgages have a set interest rate for the life of the loan.  You never have to worry about your interest rate going up because you have a fixed monthly payment amount. You’ll always know what your budget expenses and your disposable income are each month. A Fixed-Rate Loan makes budget planning so much easier and is great if you want a consistent payment over the life of your mortgage.

Features and Benefits:

  • We are now offering up to 90% financing*
  • Fixed terms available of 10, 15, 20, or 30 years
  • All closing costs may be incorporated into loan**
  • Intangible tax fee waived for Credit Union members

Payments are conveniently deducted through payroll allocation or transferred automatically from a Power Financial Credit Union savings or checking account.


Apply Now

Applicable for first mortgage loans with maximum loan amount of $484.350.00.  Member must provide 3% down payment plus costing costs for purchase or 3% equity in home for refinance. Payment example: On a 30-year Fixed Rate Mortgage Loan of $100,000 at 4.000%, you would make 360 payments of $477.42. Payment amount does not include taxes and insurance. Actual payment amount will be greater. Other conditions and qualifications apply. See credit union for full details.
Online Bill Pay

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Online Bill Pay 

Save time & money – an easy way to track and pay bills.

Save Thousands in Closing Costs with PFCU Mortgage

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Save Thousands in Closing Costs with PFCU Mortgage

Learn how today from our loan experts! Get started now.